Products and Services
We offer an assortment of savings options that include a regular share option and an Emergency Savings fund that offers an enhanced rate of return. On the share certificate side we offer a wide range of terms and comparable rates of return. We highly recommend that you sign up for e-statements – it saves everyone time and significant energy every month and gives you 24-hour a day access to your account information.
Our consumer auto loan program includes a groundbreaking “sustainability” discount that results in an interest rate discount for high MPG, alternative fuel and electric vehicles. We also offer share/certificate secured loans and a unique Member Assisted loan option that reflects the unique cooperative orientation of the Credit Union. Call our office at any time for more details about our loan programs and how they might fit your particular circumstances.
Here's a refreshing approach – a credit card with no annual fee and no interest charge, if the balance is paid in full every month. This is the best and easiest way to access the funds you have on deposit at the PCU. Use the card throughout the month and arrange the electronic transfer of payments every month – saving time, paper and postage.
Electronic Funds Transfers
Call and arrange an Automated Clearing House transfer to an account you have in another credit union or bank, for next day availability, or a wire transfer if you need the funds the same day. Some restrictions and/or fees may apply but we will be happy to recommend the best alternative to fit your particular situation.